Panduan kewangan Malaysia

Panduan bersumber untuk keputusan wang di Malaysia. Dikemas kini bila peraturan berubah.

Terbaru

Personal Loan Early Settlement in Malaysia: Fees, Rebates and What Changes in 2027

Settling a personal loan early? What you actually save depends on how your lender calculates interest, and the rules change on 1 January 2027. Here is what to check.

6 Sep 2026 · 6 min

Kadar rataEN

Flat Rate vs Effective Rate: The Math Banks Don't Always Show You

A 2.5% flat-rate car loan actually costs ~4.9% effective. Here's the formula, the IRR-based approximation, and why the same headline rate means very different things on different loan products.

25 Mei 2026 · 7 min